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In the second case you will receive an info on last 15 payments via SMS. It will contain a detailed info with numbers/accounts and IDs. In first case you will see last 3 payments with date, service name, payment amount and payment status.

Electronic notification — short messages of a standard format sent by the Bank via the Internet and/or mobile communications to mobile phones (SMS, PUSH) and/or email of the Client. Account book — a financial document of the Organization containing the necessary details for crediting wages to the Organization’s employees. The statement is submitted to the Bank in electronic form and/or on paper. In the event of the death of the Borrower, all his rights and obligations shall pass to his heirs in the manner established by the legislation of the Republic of Uzbekistan. In case of failure to fulfill or improper fulfillment of its obligations under the Agreement, the Bank shall be liable in accordance with the General Agreement on servicing individuals of JSC “APEX BANK” and the Current Legislation. The bank has the right to demand the return of outstanding funds on the microloan, and other additional requirements.

Transfer Deposits that have a balance and have not had transactions for 12 months to a dormant account, with a ban on making debit transactions until the Client provides the Bank with a corresponding order (Statement/request), in accordance with the Bank’s internal regulatory documents. 4.5.6. In the event that funds are discovered to have been erroneously credited to accounts and/or written off from accounts, immediately notify the Bank thereof and do not use the accounts to carry out transactions related to business activities. Offering pilaw to people is considered to be the biggest ceremony in this festivity.

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To make a payment for a microloan, the Client or his Representative must enter the “Loan ID” in the appropriate field when filling in the details in the RBS systems, which is assigned when processing the microloan. The Borrower can find out the “Loan ID” through the RBS Bank systems. This Agreement may be terminated at the Client’s request at any time after the Client has made all payments related to the provision of banking services to the Client, as well as after the Bank has received all transactions on the bank card.

If there is no amount on this account on the payment date (inclusive) sufficient for the Bank to write off the microloan payments, an Overdue Amount Overdue is formed, information about which is provided by the Bank to the credit history bureau, which negatively affects the Client’s credit history. Repay the Amount overdue on the microloan and make all payments stipulated by the agreement in full in accordance with the Agreement, including in the event of claims regarding completed transactions until the final decision is made to satisfy such claims. When performing operations to repay microloans on weekends/non-working banking days, the date of such operation will be the date of the Bank’s next business day. Individual microloan terms are established separately before each receipt of a Microloan by the Client/Borrower and are transferred to the mobile Appendix. The Borrower accepts and agrees to the Individual microloan terms by confirming with an SMS message or in another way proposed by the Bank. According to this Public Offer, the Bank offers individuals-Clients of JSC “APEX BANK” to conclude an Agreement on the provision of a microloan (hereinafter referred to as the Agreement) in national currency, through RBS, on these general terms of the Public Offer and Individual terms of the microloan.

• In cases not provided for by this Offer, the parties will be guided by the requirements of the current legislation of the Republic of Uzbekistan.
• In the event of a change in the Bank’s Tariffs in the direction of reducing the amount of commission fees (creation of favorable conditions for the Client), the Bank has the right to unilaterally apply these changes no later than the day following the entry into force of the Changes to the Bank’s Tariffs.
• The microloan is provided to the Client on the terms and in the manner established by this Public Offer, by crediting funds in the amount specified in the Individual Terms of the microloan and accepted by the Client to the accounts (deposit accounts, plastic card accounts) of the Client specified by him in the Credit Application.
• Ensuring the safety and confidentiality of data (login, passwords, PIN codes) that give the right to manage the funds of the Deposit through RBS, as well as for losses that may arise as a result of the Depositor’s failure to comply with the requirements for ensuring the safety and confidentiality of such information.
• №1 Public offer to join the General Agreement for servicing individuals in JSC “APEX BANK”.

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Transactions carried out by third parties as a result of the Depositor’s negligence, intent, actions or inactions, which have led/will lead to any financial losses for the Depositor. 6.3.2. Transactions carried out if the Depositor or his legal successor fails to promptly notify the Bank in writing of the termination of the power of attorney.

4.3.3. Receive from the Bank consultations, as well as information related to receiving services on the Client’s Card Accounts, including statements on Card Accounts and information on transactions performed. 4.3.1. Freely manage your funds on your card account and within the established limit within the framework of current legislation and the requirements of this Agreement. 4.1.6. Suspend the crediting of funds and their debiting according to the Client’s application, in the event of expiration of the Client’s identity document, as well as in the event of failure to provide documents at the request of the Bank under the terms of this Agreement.

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4.4.9. Use the Bank Card only within the active balance or within the established limit on the Card Account and do not allow debt to arise on it. If a negative balance forms on the Card Account, repay the entire amount of the debt no later than 10 calendar days from the date of the debt, except in cases where the Bank provides an overdraft service, which are regulated by a separate agreement.

Deposits that have a balance and have not had transactions for 12 months, after sending an SMS notification to the Depositor, are transferred to a dormant account. After the transfer of funds, the Deposit account is closed, a ban on spending transactions is placed on the dormant account. If the Depositor has expressed a desire to receive monetary funds located on the dormant account, the Depositor provides a Statement/request to lift the ban and transfer funds to a new deposit account. This Offer is also a document defining the procedure for providing deposit operations to the Client, the conditions for their provision and termination.

Partial early repayment of the debt under the Agreement does not entail a change in the quantity, procedure for determining the amount (method for calculating the repayment schedule), and frequency (terms) of the Borrower’s payments under the Individual Terms of the Microloan. For failure to fulfill or improper fulfillment by the parties to the Offer of their obligations, the party that violated the terms of the Offer shall be liable in the manner established by the current legislation of the Republic of Uzbekistan. 5.1.9. In case of discrepancy between the transactions and the information specified in the Client’s KYC questionnaire, reject the transactions, refuse to provide the service and unilaterally terminate this Offer in accordance with the law. Early closure of the Deposit is carried out on the basis of the terms of the Deposit and are specified in the concluded agreement or accepted Offer, exclusively to the account or bank card opened in the Bank. Partial withdrawal of the principal amount of the Deposit is made to an account or bank card opened with the Bank, and interest is accrued on the actual balance of the deposit, excluding the amounts of replenishments for the day.

To connect to the mobile banking system, you need to download the pin-up Hamkor Mobile application and register. In the currency exchange offices of our bank, customers can exchange such currencies as the US dollar, Russian ruble, Kazakh tenge, Euro, Swiss franc and pounds sterling for the national currency. Come across Pin Up promo code in the gambling enterprise Telegram channels, and on spouse internet sites. Glucose Rush out of Elk Studios is actually a sweet and mouth area-watering slot machine game designed with sweet, juicy candies. That it slot have crazy symbols and you will incentive rounds so you can house larger wins.

Practical assistance was provided to about 17 thousand women at the expense of the Anti-Crisis Fund. In recent years, much work has been carried out to ensure the rights and interests of women, to comprehensively strengthen the institution of the family. It should be emphasized that in order to implement the state policy in this direction, a vertical system has been created that reaches the makhalla (local community area) and the family. In order to further increase such a great potential, enhance the participation of women in conducting the state and society affairs, a personnel reserve has been formed, which includes more than 6 thousand of our female compatriots. Today, the role and influence of women is increasing in all fields and industries.

As a rule, the circumcision was done in small circle with participation of relatives and neighbors. After 2-3 days, the boy, who was circumcised, stood up from his bed. Then, with participation of women-neighbors and relatives a ritual of making the bed (joy yighish) was conducted. It is recommended to change the PIN code at least once a month.

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